Posted in Getting Approved Why Pre Qualification Doesn’t Work Dylan Kramer August 8, 2012 Understanding the difference between the lazy loan officer who thinks he can get your transaction closed and the pro who KNOWS it! Author: Dylan Kramer Website Related Articles Time Kills Deals Why You Need A Mortgage Pro..Part 1 I’m really sorry…but you’re closed! Do I Need an Appraisal to Refinance in 2012?