Archives For Home Loan

Play Nice In The Sandbox

Dylan Kramer —  October 5, 2014

15-CMO-Sandbox-011407It’s funny, the mortgage business is a commodity business on many different levels. Ultimately the money all comes from the same place, so everyone’s cost of funds is the same. After the mortgage loan is created, the overwhelming majority of them are sold to Fannie Mae, Freddie Mac or insured by the FHA. So what’s the difference between one lender and another?
Processes, a little, how they get the loans done. But ultimately, it’s about people.

Continue Reading…

Share this post: Facebook Twitter del.icio.us Digg Google reddit StumbleUpon

Happy Anniversary!

Dylan Kramer —  August 15, 2014

Photo on 10-21-13 at 9.52 AM So my team and I have been with Gateway Funding for a year today. The last few years have been challenging, to say the least and for many of us in the business, changing companies is just like changing socks. If the ones you have on begin to smell a bit…change them.

Continue Reading…

Share this post: Facebook Twitter del.icio.us Digg Google reddit StumbleUpon

People Sleeping On Couch There are lots of ways to screw up getting a mortgage approved in 2014. Some should be obvious. Moving a bunch of money around, not paying your bills, changing jobs, putting things that the Realtors and/or Attorneys should know better about into the contract for sale are just a few. But some of the things are a bit of a surprise to you. They even can come dressed up as doing the right or common sense thing.

Continue Reading…

Share this post: Facebook Twitter del.icio.us Digg Google reddit StumbleUpon