Archives For Mortgage Loan

Time Kills Deals

Dylan Kramer —  June 24, 2015

Financial StressIf I’ve said it once I’ve said it one hundred times. Time…Kills…Deals. This example is not even anyone’s fault but it happened and is a great example of how challenging getting a mortgage approved still can be.

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Play Nice In The Sandbox

Dylan Kramer —  October 5, 2014

15-CMO-Sandbox-011407It’s funny, the mortgage business is a commodity business on many different levels. Ultimately the money all comes from the same place, so everyone’s cost of funds is the same. After the mortgage loan is created, the overwhelming majority of them are sold to Fannie Mae, Freddie Mac or insured by the FHA. So what’s the difference between one lender and another?
Processes, a little, how they get the loans done. But ultimately, it’s about people.

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People Sleeping On Couch There are lots of ways to screw up getting a mortgage approved in 2014. Some should be obvious. Moving a bunch of money around, not paying your bills, changing jobs, putting things that the Realtors and/or Attorneys should know better about into the contract for sale are just a few. But some of the things are a bit of a surprise to you. They even can come dressed up as doing the right or common sense thing.

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